Boat Loan Calculator | BoaterInput

Boat Loan CalculatorJerry Mona2023-06-23T19:50:16-05:00

How to Use the Boat Loan Calculator

You can use this boat loan calculator one of two ways. First, if you know the total amount you want to finance, click on the “Boat Price” heading to get the estimated monthly payment. Alternatively, if you have a monthly budget amount in mind, click on the “Monthly Budget” heading to get the estimated total boat price.

NOTE: On some mobile devices, you might need to hold the device horizontally (landscape) to see the calculator properly.

Key Terms

Boat Budget – this is the total amount you want to finance
Monthly Payment – the total amount you can afford or wish to pay each month
Interest Rate – varies over time, by institution and borrower. Common rates at present are 7%+.
Term Length – 5 to 10 years is common.

what our members are saying about their boats

“This boat gives you a fast, dry, and smooth ride.” (Overall Rating: 10)

Milton K., 2015 Skeeter ZX225

“Wide beam and large cockpit. Love the open feel.” (Overall Rating: 9)

Rich G., 1998 Tiara Yachts 3500 Open

“The Formula brand is a well-built boat that uses high end components and has things such as fume detection for the bilge and other items like that are not seen on other brands. The seats are very comfortable and both interior and exterior are holding up extremely well. The boat handles great and has a very solid ride.” (Overall Rating: 10)

Capt Stubbing, 2005 Formula 37 PC

“Not many people are very familiar with Bryant but they build a quality boat that is a bit more affordable than some of the other premium names. I have had this boat 5 years now and it looks great and rides well.” (Overall Rating: 9)

Jerry M., 2013 Bryant 210

“It’s the best all-weather boat I’ve owned for lakes. Handles just about anything that’s marginal to get back to the ramp safely. And plenty of storage room, actually it could be too much room at times.” (Overall Rating: 10)

Howard B., 2015 Nitro Z7

“When I bought it , it was probably the best deal one could find for a fiberglass bass boat with absolutely no wood in it. The boat and Yamaha 70 have performed flawlessly for 12 years.” (Overall Rating: 10)

Jerome K., 2008 Stratos 176XT

“This model falls into the category that most salt water fishermen refer to as “Bay Boat”. It has a center console which provides tremendous stability and a deeper hull than a “flats” boat for smoother ride on choppy water. The boat is made for fishing and has very few comfort features for cruising. It is not my favorite hull because it draws a little more water than some of the other shallow water bay boats such as Pathfinder.” (Overall Rating: 9)

Ken L., 2005 Key West 196 Bay/Reef

“Great boat, solid ride… great bay boat for fishing. Fast with Yamaha 300!!” (Overall Rating: 10)

Rich N., 2023 Robalo Cayman 246 SD

“Excellent high-end Pontoon Boat with a 400hp R Mercury outboard Racing motor. Too nice to be a Pontoon Boat. Rear twin electric recliners.” (Overall Rating: 9)

Don M., 2019 Avalon Excaliber

“We had a lot of fun using this boat the past summer. it can accommodate nine persons, has comfortable seating for all passengers, is easy to board for both passengers and water skiers, handles well in rough water, is easy to launch and dock, looks great on the water and drew lots of compliments from all who saw it on the water.” (Overall Rating: 10)

John S., 2022 Tahoe T18

“Great boat and a great price point. Carolina flare and deadrise makes for an exceptionally dry boat which I would expect from any Carolina boat builder that builds primarily for the Atlantic. This is not a shallow draft boat for its size, however….I would say it drafts in 12″ +.” (Overall Rating: 8)

Rich N., 2020 Kencraft 218 Bay Rider

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